Search engine optimization training Philippines opens the door to one of today’s most lucrative digital careers. With the nation’s online ad market surging and 97.5 million internet users, businesses need SEO pros who can drive visibility and revenue. Filipino specialists routinely earn ₱25,000–₱100,000+ monthly—and experienced practitioners command even more as freelancers or agency owners.

This guide shows you how to choose the right course, master job-ready skills, and fast-track your SEO career in a rapidly growing global industry.

Search Engine Optimization Training Philippines

The Digital Marketing Boom

The Philippines has become Southeast Asia’s digital marketing powerhouse. Here’s what the data shows:

  • Internet penetration: 83.8% of the population (97.5 million users)
  • Mobile-first nation: 87.64% of web traffic comes from mobile devices
  • Social media leaders: Filipinos spend an average of 3+ hours daily on social platforms
  • E-commerce growth: Online shopping continues its double-digit growth trajectory
  • Remote work hub: The Philippines ranks among the top outsourcing destinations globally
Philippines Digital Marketing Statistics 2025

Philippines Digital Marketing Landscape

Southeast Asia’s Digital Marketing Powerhouse

2025 DATA
3+ hours
Daily Social Media Usage
🛒
65%
Digital Ad Spend by 2029
🌍
Top 5
Global Outsourcing Hub
📈
78%
Programmatic Ad Revenue

💡 Key Market Insights

63.1%
Of social media users are aged 18-34, making youth marketing critical
67.1%
Use social media primarily to stay connected with friends and family
27%
TikTok ad reach growth YoY—fastest growing platform in PH

📱 Top Social Media Platforms Reach

Facebook
TikTok
62.3M users
Instagram
51M users
X (Twitter)
Data Sources: DataReportal Digital 2025: Philippines, IMARC Group Philippines Digital Advertising Market Report, Meltwater Digital Insights, Statista 2024-2025

Why Businesses Need SEO Specialists Now

Search engine optimization isn’t optional anymore—it’s survival. Companies that rank on Google’s first page capture 91.5% of all clicks, while second-page results get less than 5%. This creates massive demand for professionals who understand:

  • Keyword research and search intent analysis
  • Technical SEO and website optimization
  • Content strategy and on-page optimization
  • Link building and off-page SEO
  • Local SEO for Philippine businesses
  • E-commerce SEO strategies
  • Analytics and performance tracking

Types of SEO Training Philippines Programs Available

Self-Paced Online Courses

Best for: Career shifters, working professionals, students with flexible schedules

Duration: 4-12 weeks (study at your own pace)

Cost Range: ₱10,000 – ₱25,000

Popular platforms offering digital marketing courses Philippines include:

  • SEO Training Philippines (by Yesh Completo) – Zero to SEO Hero course designed specifically for Filipino freelancers
  • International providers – Courses from platforms like Coursera, Udemy, or LinkedIn Learning adapted for Philippine context

Pros:

  • Learn at your own pace
  • Usually includes lifetime access
  • Most affordable option
  • Perfect for juggling with current job

Cons:

  • Requires strong self-discipline
  • Limited direct instructor interaction
  • No networking opportunities
  • May lack Philippines-specific case studies

Live Virtual Training

Best for: Remote learners who want interactive instruction

Duration: 2-4 days (intensive) or 6-10 weeks (spread out)

Cost Range: ₱12,000 – ₱30,000

Programs like Inventive Media’s online SEO training offer real-time instruction with the flexibility of learning from home.

Face-to-Face Training

Best for: Hands-on learners, those who thrive in classroom settings

Duration: 2-3 days (intensive) or 4-8 weeks (weekend classes)

Cost Range: ₱13,000 – ₱35,000

Top locations:

  • Metro Manila (Makati, BGC, Ortigas, Quezon City)
  • Cebu City
  • Davao
  • Cagayan de Oro (newly available through SOVA)
Online vs Face-to-Face SEO Training Comparison

Online vs. Face-to-Face SEO Training

Choose the learning format that fits your lifestyle and goals

👉 Swipe left to see full comparison →
Feature 💻 Online Training 🏫 Face-to-Face Training
🎓 Learning Style
Self-paced, video-based learning with downloadable materials
Perfect for self-learners
Best for:
  • Independent learners
  • Those who need to rewatch content
  • People outside major cities
Live instruction with immediate feedback and hands-on activities
Ideal for classroom learners
Best for:
  • Visual & kinesthetic learners
  • Those who thrive on structure
  • Beginners needing guidance
💬 Interaction Level
Email support, community forums, scheduled Q&A sessions
Moderate interaction
Interaction types:
  • Online community groups
  • Email/chat support (24-48 hrs)
  • Weekly live sessions
Real-time questions, live demos, peer collaboration, trainer access
High interaction
Interaction types:
  • Instant Q&A during class
  • Hands-on practice sessions
  • Direct trainer feedback
💰 Cost
₱10,000 – ₱25,000
Most Affordable
What’s included:
  • Course materials & videos
  • Usually lifetime access
  • No commute costs
  • Work while learning
₱12,000 – ₱35,000
Higher Investment
What’s included:
  • Course materials & workbooks
  • Meals/refreshments (some venues)
  • Add commute/lodging costs
  • Time off work needed
⏰ Flexibility
Learn anytime, anywhere – perfect for busy schedules
Maximum flexibility
Schedule benefits:
  • Study early morning or late night
  • Pause/resume anytime
  • Balance with full-time job
  • No commute time
Fixed schedule (weekends/evenings) – requires time commitment
Structured schedule
Schedule considerations:
  • Set dates (usually weekends)
  • Must attend on schedule
  • May need time off work
  • Add 1-2 hours commute
🤝 Networking Opportunities
Virtual communities, Facebook groups, online forums
Virtual networking
Connection options:
  • Alumni Facebook groups
  • Slack/Discord communities
  • Virtual meetups
  • Nationwide connections
In-person connections, coffee breaks, group projects, post-class socials
Strong in-person bonds
Connection options:
  • Face-to-face relationships
  • Group projects & activities
  • Post-class networking events
  • Local referral network
Online Training Strengths
Face-to-Face Training Strengths

Professional Certification Programs

Best for: Marketing professionals seeking international recognition

Duration: 10-20 hours (module-based)

Cost Range: ₱25,000 – ₱50,000+

SEO certification Philippines options include:

  • Digital Marketing Institute (DMI) Professional Diploma
  • IIDE Online SEO Course
  • The Knowledge Academy courses
  • Google Analytics and Google Ads certifications (complementary)

Top SEO Training Providers in the Philippines

ProviderFormatDurationPrice RangeBest ForUnique Feature
SEO Training PHOnline (Pre-recorded)Self-paced₱10,000-15,000Freelancers, beginnersFilipino-focused, affordable, lifetime access
Inventive MediaFace-to-face & Online2-3 days₱12,000-13,000Hands-on learnersUnlimited retakes, physical classroom
TruelogicFace-to-face & SeminarsVariesContact for pricingBusiness owners, professionalsCorporate training, industry speakers
SOVA.phFace-to-faceVariesContact for pricingVAs expanding skillsFace-to-face in Cebu, CDO
iBuild.PHOnline & Face-to-face3-5 daysContact for pricingEnterprise teams10+ years experience, on-site training
IIDEOnline~10 hours~₱10,500International certification seekersGlobal recognition
Which SEO Training Is Right for You?

Which SEO Training Is Right for You?

Answer a few quick questions to find your perfect training match

👇 Click your answer to each question below
💰

What’s your training budget?

This helps narrow down your options

💵
Under ₱15,000
Looking for affordable options
💳
₱15,000 – ₱25,000
Moderate investment
💎
₱25,000+
Premium training with certification
🎓

How do you learn best?

Everyone has a unique learning preference

🏃
Self-Paced
I prefer learning on my own schedule
📚
Structured Classes
I thrive with set schedules and guidance
🔄
Flexible Mix
I want both structure and flexibility
🎯

What’s your career goal?

This helps match you with the right program focus

💼
Freelance SEO
Work independently with multiple clients
🏢
In-House Position
Join a company’s marketing team
🚀
My Own Business
Optimize my own website/business
🌟
Start an Agency
Build my own SEO agency eventually
📊

Your current experience level?

Be honest – this ensures you get the right starting point

🌱
Complete Beginner
Never done SEO before
🌿
Some Knowledge
Understand basics, need structure
🌳
Intermediate
Have done SEO, want advanced skills
🎉

Your Perfect Match!

Based on your answers, here’s our recommendation:

What You’ll Learn in Quality SEO Training

Foundation Skills (Weeks 1-2)

Search Engine Fundamentals

  • How search engines work (crawling, indexing, ranking)
  • Understanding Google’s algorithm updates
  • Search intent and user behavior
  • SEO vs. SEM vs. Social Media Marketing

WordPress Basics

  • Setting up a WordPress website
  • Essential plugins for SEO
  • Basic website structure and navigation
  • Mobile responsiveness

Technical SEO (Weeks 2-3)

  • Website speed optimization
  • XML sitemaps and robots.txt
  • Schema markup and structured data
  • HTTPS and security
  • Core Web Vitals
  • Mobile-first indexing
  • Crawl errors and fixes

Keyword Research & Strategy (Weeks 3-4)

  • Using keyword research tools (Ahrefs, SEMrush, Google Keyword Planner)
  • Long-tail vs. short-tail keywords
  • Keyword difficulty and search volume analysis
  • Competitor keyword analysis
  • Search intent mapping
  • Keyword clustering strategies
The Keyword Research Process: 5 Steps

The Keyword Research Process

5 Steps to Finding Profitable Keywords That Drive Traffic & Conversions

💡 Pro Tip: Effective keyword research is the foundation of successful SEO. Follow this proven workflow to identify high-value keywords that match your audience’s search intent and your business goals.
1
💡

Brainstorm Seed Keywords

Start by listing broad topics related to your business, products, or services. Think about what your ideal customers would search for when looking for solutions you provide.

List 10-20 main topics Think like your customer Consider pain points Include variations
🔧 Tools & Methods:
Google autocomplete, competitor websites, customer feedback, industry forums
2
🔍

Use Keyword Research Tools

Expand your seed keywords using research tools to discover related terms, search volumes, and keyword variations. This reveals opportunities you might have missed.

Find related keywords Check search volume Identify long-tail terms Export keyword lists
🔧 Essential Tools:
Google Keyword Planner, Ahrefs, SEMrush, Ubersuggest, AnswerThePublic
3
🎯

Analyze Search Intent & Difficulty

Understand what users really want when they search each keyword. Match keywords to the right content type and assess if you can realistically rank for them.

Identify intent type Check keyword difficulty Match to content format Filter unrealistic targets
🔧 Intent Types:
Informational, Navigational, Commercial, Transactional
4
📊

Check Competition & SERP Analysis

Manually search your target keywords on Google. Analyze who’s ranking, what type of content they created, and identify content gaps you can fill better.

Review top 10 results Analyze domain authority Identify content gaps Note SERP features
🔧 What to Check:
Content quality, word count, backlink profiles, page authority, featured snippets
5

Select & Prioritize Keywords

Create your final keyword list based on search volume, difficulty, relevance, and business value. Prioritize quick wins (low competition) and high-impact terms.

Score each keyword Balance difficulty vs volume Group by topic clusters Create content roadmap
🔧 Prioritization Factors:
Search volume, keyword difficulty, business relevance, conversion potential
⏱️
Time Investment
3-5 hours
🎯
Target Keywords
20-50 terms
📈
Success Rate
70-80%
🔄
Review Frequency
Monthly

🚀 Ready to Find Your Profitable Keywords?

This 5-step keyword research process is taught in all quality SEO training programs in the Philippines. Master these fundamentals, and you’ll be able to identify opportunities that drive targeted traffic to any website. Remember: the best keywords balance search volume with realistic ranking potential and strong business value.

On-Page Optimization (Weeks 4-5)

  • Title tags and meta descriptions
  • Header tag hierarchy (H1, H2, H3)
  • Content optimization techniques
  • Internal linking strategies
  • Image optimization and alt text
  • URL structure best practices
  • E-A-T principles (Expertise, Authoritativeness, Trustworthiness)

Content Marketing for SEO (Weeks 5-6)

  • Creating SEO-friendly content
  • Content calendar planning
  • Writing for humans and search engines
  • Content types that rank (guides, listicles, how-tos)
  • Content length and depth
  • Multimedia content optimization

Off-Page SEO & Link Building (Weeks 6-7)

  • Understanding backlink authority
  • White hat vs. black hat link building
  • Guest posting strategies
  • Local citations and directories
  • Social signals
  • Brand mentions and PR

Local SEO (Weeks 7-8)

  • Google Business Profile optimization
  • Local keyword targeting
  • NAP consistency (Name, Address, Phone)
  • Local link building
  • Review management
  • Multi-location SEO strategies

Analytics & Reporting (Final Weeks)

  • Google Analytics 4 setup and navigation
  • Google Search Console mastery
  • Setting up conversion tracking
  • Creating client reports
  • Interpreting SEO metrics
  • ROI measurement

Real Career Paths After SEO Training

Freelance SEO Specialist

Earning potential: ₱50,000 – ₱200,000+/month

Pros:

  • Work from anywhere
  • Choose your clients
  • Set your own rates
  • Multiple income streams

What you’ll do:

  • Audit client websites
  • Develop SEO strategies
  • Create and optimize content
  • Build backlinks
  • Track and report results

In-House SEO Manager

Salary range: ₱30,000 – ₱80,000/month

Typical companies:

  • E-commerce brands
  • Media companies
  • SaaS businesses
  • Agencies
  • Corporate marketing teams

Responsibilities:

  • Manage company website SEO
  • Collaborate with content team
  • Coordinate with developers
  • Analyze competitors
  • Report to marketing director

SEO Agency Owner

Earning potential: ₱100,000 – ₱500,000+/month

Timeline: Usually 1-2 years after gaining experience

Requirements:

  • Strong portfolio of results
  • Client management skills
  • Team building abilities
  • Business acumen

Content Strategist/SEO Content Writer

Salary range: ₱25,000 – ₱60,000/month

Focus areas:

  • Creating SEO-optimized content
  • Keyword research
  • Content planning
  • Editorial calendars
  • Content performance analysis

Data Analysis: SEO Training ROI in the Philippines

The table below shows average earning trajectories for SEO professionals in the Philippines based on experience:

Experience LevelAverage Monthly IncomeTypical RoleTime to Reach
0-6 months₱15,000 – ₱30,000Junior SEO SpecialistAfter training
6-12 months₱30,000 – ₱50,000SEO Specialist6 months practice
1-2 years₱50,000 – ₱80,000Senior SEO Specialist1 year experience
2-3 years₱80,000 – ₱120,000SEO Manager/Consultant2 years experience
3+ years₱120,000 – ₱300,000+Agency Owner/Expert3+ years experience

Note: Freelancers typically earn 20-40% more than in-house employees but handle their own taxes and benefits.

SEO Career Earnings Progression in the Philippines

SEO Career Earnings Progression in the Philippines

Monthly income growth comparison: In-House vs. Freelance SEO Specialists

In-House SEO Professional
Freelance SEO Specialist
Experience Level (Time from Training)
🏢
In-House Average (3 years)
₱100,000
Monthly salary + benefits
💼
Freelance Average (3 years)
₱130,000
Monthly revenue (before taxes)
📈
Earning Difference
+30%
Freelance premium average
⏱️
Break-Even Timeline
1-2 months
To recover training investment

📊 Key Insights from the Data

  • Freelance SEO specialists earn 20-40% more than in-house employees on average, but handle their own taxes, benefits, and equipment
  • Both career paths show strong growth potential, with earnings potentially tripling within the first 3 years
  • Entry-level positions (0-6 months) start at ₱15,000-30,000/month, making SEO accessible to career shifters
  • The biggest income jump occurs between years 1-2 as specialists develop advanced skills and proven results
  • Experienced professionals (3+ years) can earn ₱120,000-300,000+/month through agency ownership or high-level consulting
  • Geographic location matters less in SEO—many Filipino specialists work remotely for international clients at USD rates

How to Choose the Right SEO Training Program

Evaluate These Key Factors

Curriculum Depth Ask potential training providers:

  • Do you cover both technical and content SEO?
  • What tools will I learn to use?
  • Are there hands-on projects?
  • Is the content updated for 2025 algorithm changes?

Instructor Credibility Look for trainers who:

  • Have ranked multiple websites on page 1
  • Work actively in SEO (not just teaching)
  • Share case studies and results
  • Have 5+ years of hands-on experience

Post-Training Support Quality programs offer:

  • Alumni communities
  • Lifetime course access or refresher classes
  • Job placement assistance
  • Mentorship opportunities
  • Updated materials as SEO evolves

Philippine Context Ensure the training addresses:

  • Local business challenges
  • Philippine search behavior
  • Regional keyword opportunities
  • Local link building strategies
  • Working with Filipino clients

Red Flags to Avoid

  • Promises of “guaranteed rankings” (no one can guarantee this)
  • Focus on outdated black-hat techniques
  • No real-world case studies or student results
  • Extremely cheap prices (under ₱5,000) for comprehensive training
  • Instructors with no verifiable portfolio
  • Curriculum hasn’t been updated in 2+ years

Maximizing Your SEO Training Investment

Before You Start

Set up your learning environment:

  • Create a dedicated study space
  • Block out consistent study times
  • Join Filipino SEO communities (Facebook groups, Slack channels)
  • Set up a practice website (free with WordPress.com)

Prepare mentally:

  • SEO is a long-term game—results take 3-6 months
  • Stay updated with algorithm changes
  • Be ready to test and experiment
  • Embrace continuous learning

During Training

Active learning strategies:

  • Take detailed notes
  • Ask questions immediately
  • Complete all assignments
  • Build your first practice site
  • Network with classmates
  • Follow industry blogs and experts

Build your portfolio:

  • Document everything you learn
  • Create case studies (even from practice sites)
  • Screenshot your wins
  • Write about your learning journey
  • Start a portfolio website

After Graduation

Launch your SEO career:

  • Offer services to friends/family at discounted rates
  • Join freelancing platforms (Upwork, Fiverr, Onlinejobs.ph)
  • Apply for entry-level positions
  • Continue learning through podcasts, webinars, courses
  • Attend industry events (DigiCon, MorCon, SEOrgPH events)

Join Filipino SEO communities:

  • SEO Organization Philippines
  • Digital marketing Facebook groups
  • LinkedIn groups
  • Alumni networks from your training

Investment Comparison: Costs & Returns

Here’s what you can expect to invest and earn back:

Total Training Investment:

  • Course fees: ₱10,000 – ₱35,000
  • Tools (first 6 months): ₱3,000 – ₱10,000
  • Practice website: ₱0 – ₱5,000
  • Books/resources: ₱1,000 – ₱3,000
  • Total: ₱14,000 – ₱53,000

First Year Earnings Potential:

  • Months 1-3 (learning/building portfolio): ₱15,000 – ₱30,000/month
  • Months 4-6 (landing first clients): ₱30,000 – ₱50,000/month
  • Months 7-12 (growing client base): ₱50,000 – ₱80,000/month
  • First year average: ~₱500,000 – ₱700,000

Break-even timeline: Most students recover their training investment within 1-2 months of starting paid work.

The Future of SEO in the Philippines

Emerging Trends for 2025-2026

AI-Powered SEO Google’s AI Mode is now available in the Philippines, changing how search results appear. Learn Generative Engine Optimization (GEO) alongside traditional SEO.

Voice Search Optimization With 1 in 5 Filipinos using voice search, optimize for conversational queries in Filipino languages (Tagalog, Bisaya, Ilocano).

Mobile-First Everything With 87.64% of traffic from mobile, mobile optimization isn’t optional—it’s the foundation.

E-commerce SEO Growth As online shopping accelerates, e-commerce SEO specialists will be in high demand.

Local SEO Boom Businesses in regional cities (Iloilo, Bacolod, Zamboanga) are discovering SEO’s power, creating opportunities beyond Metro Manila.

Frequently Asked Questions About SEO Training Philippines

Is SEO training worth it in the Philippines?

Yes. The digital advertising market is growing at 11.7% annually, and businesses desperately need SEO specialists. Filipino SEO professionals can earn ₱50,000-200,000+ monthly as freelancers, often working with international clients who pay in USD. The investment in training (₱10,000-35,000) typically pays for itself within 1-2 months of starting paid work.

Do I need technical skills to learn SEO?

No. While some technical knowledge helps (especially for technical SEO), most quality learn SEO Manila programs start from the basics. You’ll need basic computer skills, the ability to learn new software, and willingness to understand how websites work. Most technical aspects can be learned step-by-step without prior coding knowledge.

How long does it take to become job-ready after SEO training?

Most students become job-ready within 3-6 months after completing training. The first 1-2 months involve taking the course, the next 1-2 months building a portfolio with practice projects, and by month 3-4, you can start landing entry-level positions or first freelance clients. Top performers may land work even sooner, while those building skills on the side may take longer.

Can I work internationally as a Filipino SEO specialist?

Absolutely. SEO is one of the most globalized digital skills. Many Filipino SEO specialists work with clients in the US, UK, Australia, and Europe through platforms like Upwork, Fiverr, or direct outreach. International rates are typically 2-3x higher than local rates, with experienced specialists earning $50-150/hour or $2,000-8,000+ monthly retainers.

What’s the difference between SEO certification and training?

SEO training teaches you practical skills to rank websites and execute strategies. SEO certification Philippines programs add a credential to your resume after passing an exam. Some certifications (like DMI’s Professional Diploma) carry international recognition, while others are provider-specific. Training is essential; certification is beneficial but optional—most clients care more about your results than your certificates.

Should I choose online or face-to-face SEO training?

Choose based on your learning style and schedule. Face-to-face training offers more interaction, networking, and hands-on support—ideal if you thrive in classrooms and can commit to specific schedules. Online training offers flexibility and usually lower costs—perfect for working professionals or those outside Metro Manila. Both can deliver excellent results if the curriculum and instructors are quality.

Taking Action: Your SEO Training Roadmap

Step 1: Research (This Week)

  • Review the training providers listed above
  • Check student reviews and testimonials
  • Compare curriculums and pricing
  • Watch free introductory webinars
  • Join Filipino SEO Facebook groups to ask questions

Step 2: Prepare (Next 2 Weeks)

  • Set your budget (₱10,000-35,000 for training)
  • Clear your schedule for study time
  • Set up a practice website (WordPress.com free account)
  • Create accounts on SEO tools (free trials)
  • Define your career goals (freelance vs. in-house vs. agency)

Step 3: Enroll (Week 3)

  • Choose your program based on research
  • Register and pay
  • Join the student community
  • Download materials and tools
  • Mark your calendar for all sessions

Step 4: Complete Training (Weeks 4-12)

  • Attend every session or watch every module
  • Complete all assignments
  • Build 2-3 practice projects
  • Network with classmates
  • Ask questions actively

Step 5: Launch Your Career (Month 3+)

  • Create your portfolio website
  • Update LinkedIn with your new skills
  • Apply for 10-20 jobs or pitch 10-20 potential clients
  • Join freelancing platforms
  • Offer your services to your network
  • Continue learning and staying current

Conclusion

The digital marketing boom in the Philippines shows no signs of slowing down. With 97.5 million internet users, explosive e-commerce growth, and a digital advertising market projected to hit ₱300 billion by 2033, skilled SEO professionals are in demand like never before.

Search engine optimization training Philippines programs offer one of the fastest returns on investment for career development. For ₱10,000-35,000 and 3-6 months of focused effort, you can launch a career that pays ₱50,000-200,000+ monthly—often with the freedom to work from anywhere.

The question isn’t whether SEO training is worth it. The question is: which program matches your learning style, budget, and career goals?

Start your research today. The sooner you begin, the sooner you’ll rank your first website, land your first client, and join the thousands of Filipino SEO professionals building rewarding careers in this dynamic field.

Ready to transform your career? Review the training providers above, join a Filipino SEO community to ask questions, and take the first step toward becoming an in-demand digital marketing professional.

Disclaimer: Educational Information: This article provides general information about SEO training options available in the Philippines as of 2025. Course details, pricing, and availability are subject to change. Always verify current information directly with training providers before enrolling.

No Guarantees: While SEO training can significantly improve your career prospects, this article makes no guarantees about income potential, job placement, or ranking results. Individual outcomes depend on factors including effort, skill development, market conditions, and implementation quality.

No Endorsements: The training providers mentioned are included for informational purposes based on available market data. Inclusion does not constitute an endorsement, and readers should conduct their own due diligence before investing in any training program.

Due Diligence Required: Before enrolling in any SEO training program, research the provider’s credentials, read student reviews, verify instructor qualifications, review the complete curriculum, and understand refund policies. Ask questions and ensure the program aligns with your specific career goals.

Earning Projections: Income ranges cited are based on market research and industry data but represent estimates only. Actual earnings vary widely based on experience, client base, specialization, location, and market demand. No specific earning outcome is guaranteed.

Not Professional Advice: This article does not constitute professional career counseling or financial advice. Consult with appropriate professionals regarding major career or financial decisions.

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